Zach began his career in one of the equity markets most tumultuous months on record and over the past 15 years he has helped clients manage their wealth throughout good times and bad. With clients, Zach emphasizes asset allocation and total portfolio management with a focus on retirement income planning; he also helps them with education funding, structures for charitable giving, cash-flow distribution, banking/lending needs, and estate planning. Zach has a bachelor's degree in Business Administration from Middle Tennessee State University. He and his wife Amanda and their daughter Zoey live in Hendersonville Tennessee. In his spare time Zach enjoys watching sports and spending time with