William Newman, CFP is a principal and co-founder of Newman Dignan & Sheerar, Inc. and has over 35 years of investment and trust management experience. Prior to joining ND&S, Bill served as an investment counselor/portfolio manager with the Private Bank of Rhode Island Hospital Trust in Providence. At the Private Bank, Bill was also the Bank’s investment analyst for the transportation and media/publishing industries and published numerous research articles. Bill is a graduate of the United States Military Academy at West Point with a Bachelor of Science degree in engineering. He served as a commissioned officer in the United States Army and as a Major in the Army Reserves. Bill is