William D. Gross is Chairman of Commerce Street Holdings, LLC, the holding company for Commerce Street Capital, LLC (“CSC”), a FINRA member broker/dealer and Commerce Street Investment Management, LLC (“CSIM”), an SEC-registered investment advisor. Since co-founding the firm in 2007, Mr. Gross has created and developed new opportunities and lines of business, with the primary focus of building CSC’s reputation as a leading investment bank specializing in financial institutions. He also serves on the Boards and Investment Committees of all of CSIM’s investment funds. He has been actively engaged in the securities business for over forty-five (45) years. Prior to his involvement with Commer