Vance Howard began his professional money management career in 1992 with the formation of Chartered Financial Services, Inc. before founding Howard Capital Management, Inc., a fee-only Registered Investment Advisor, in 1999. Vance specializes in research, development, and the implementation of various types of trading systems. Previously in 1988, Vance formed Delta Waste Services, a waste management firm which he sold in 1992. He was also the co-publisher of The Savvy Investor and the SI Intermediate-term Trader newsletter with subscribers in over 25 countries from 1992-1999. Vance was elected four times to the Huntsville, Texas city council, and twice as mayor pro tem. He has served in vari