Tracey began her career in financial markets in 1995, initially as an economist for CS First Boston in Sydney, where she worked for her economics professor from Newcastle University. Upon completing her Masters degree at the University of NSW, she then moved into investment management with Westpac. Tracey’s work with the bank’s quantitative asset allocation team included building equity, bond and currency models across domestic and international markets. When Westpac bought BT Financial Group, Tracey was appointed the firm’s Senior Economist. She became a CFA Charterholder in 2003. In 2006, Tracey moved to Baillie Gifford in Edinburgh as a member of their fixed income team. After three years