Tom Ruggie started with nothing – the son of divorced parents, living in a single-wide mobile home in the “middle of nowhere”, struggling to graduate from high school — and through hard work, talent, tenacity, and a burning drive for excellence and innovation created one of the preeminent wealth management firms in the country. After excelling in college at the University of Central Florida, Tom went right into the financial industry in 1991, founding Central-Florida based Ruggie Wealth Management from scratch more than 25 years ago. Since then, Tom has become one of the most respected financial advisors in the industry, receiving national recognition as a top-performing investment adviso