As a CERTIFIED FINANCIAL PLANNER™ professional since 2008, Tom believes that the best financial decisions are made only after the entire financial picture is looked at holistically. Tom works with his clients to develop a cohesive, realistic strategy for financial success through in-depth conversations around financial goals, concerns and values. He also seeks input from the client's entire financial team including their CPA/EA, personal insurance providers, attorneys, mortgage brokers, private bankers, realtors and others. Once the groundwork is complete, Tom helps his clients implement tailored investment and insurance solutions that are consistent with their risk and their investing va