Toby is a Chartered Financial Planner and one of the founding partners of Lockhart Capital Management. For the past 17 years he has worked for two major Wealth Management firms providing advice to individuals on a wide range of financial planning matters. In addition to business owners, professionals and lottery winners Toby also advises recipients of significant personal injury and clinical negligence awards. Lockhart Capital Management is a partnership with no external shareholders. We provide Independent Financial Advice and access to an exclusive discretionary investment management service via our Private Investment Office. We have over 100 years of combined Wealth Management experien