Tim is the Chief Investment Officer and a Partner of Heritage Investment Group. He holds a bachelor’s degree in finance with high honors from the University of Florida, an MBA from the University of Chicago, and a PhD in philosophy from the University of South Florida. Tim’s career in the financial services industry began in fixed income investment banking at Smith Barney, and after earning his MBA, he was a Vice President of institutional equity sales and trading at Raymond James. As Chief Investment Officer of the firm, his duties include research, investment strategy, and wealth management. Tim lives in Tampa with his wife Jenny and their two child