Tim is a Certified Financial Planner™ professional, Investment Adviser Representative with Valley National Advisers, Inc., and Registered Representative with Valley National Investments, Inc. He is also a Licensed Insurance Agent in Pennsylvania, New Jersey and Florida. Tim loves working with people, and adding value to their lives. “I am open and honest about what you need,” says Tim. “I want to find out what’s going on and how we can get you in a better position.” Tim assists clients with comprehensive financial planning, including retirement plans, investment management, risk management, and tax planning and return preparation. He believes that working with individuals and families on