A native of Toledo, Tom has over 30 years of experience in financial services and estate planning, managing assets for high net worth individuals and independent entrepreneurs. Tom earned his business degree at the University of Toledo in 1981, majoring in Finance. Early in his career, he served as a Financial Consultant for Smith Barney and later Paine Webber for a combined 14 years. He educates his clients and independent investment advisors on Modern Portfolio Theory Indexing. Tom enjoys outdoor activities of all kinds, as well as collecting vintage automobiles and unique artifacts. He is also an avid supporter of local high school sports and educational events.