Having been a small business owner and worked with a Fortune 500 company Tom saw firsthand how challenging it was for his employees to accumulate wealth for retirement and other financial goals. In 1989 he decided to focus his career on helping people in these areas and opened his practice. Tom has conducted numerous educational seminars ranging from college funding solutions, social security maximization, and guaranteed income lifetime retirement programs. Tom has worked with multiple Fire Protection Districts, Business Owners, and Individuals in the Saint Louis metropolitan area regarding pension and individual asset planning and management. Through ongoing training an education Tom ach