Chairman of the Board (COB), Principal, and financial advisor. Over 35 years of experience in the banking, investment, insurance, and financial services industries. Taught consumer education courses at Rock Valley and Sauk Valley Community Colleges. Served as a contributing author for the "Elder Law Portfolio Series" published by the Law and Business Division of Wolters and Kluwer through Aspen Publishers. Topics included: "Financial Planning for the Elderly" and "Postmortem Estate Planning." Active member of many professional organizations including: the National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association (FPA), and the Society of Financial Ser