In the competitive occupation of Insurance and Investment advising, I have managed to thrive and survive by trying to champion decency. I attempt to be sincere, straightforward, and knowledgeable in an affable way. Long time married and raised/raising independent educated, professionally employed children summarizes my proudest accomplishments. I navigate my business letting my clients know who I am, so that they can reciprocate, and in that zone of trust and understanding is where I find most of my business gets done.