Steve Muñoz focuses on working with clients to create long-term, personalized financial plans while overseeing the implementation and monitoring of an agreed upon plan. Steve holds a B.A. Degree in Finance with a concentration in Financial Planning from California State University, Fullerton. Steve has offices located in Bakersfield and Santa Ana, California. He has been a practicing financial advisor for close to 20 years. Steve holds licenses for FINRA Series 6 and Series 63 with LPL Financial and Series 66 with LPL and Valley Wealth Strategies; Long Term Care; and Life Insurance. As a specialist in retirement planning, Steve is frequently invited to present educational seminars for a v