Steve received his Bachelor of Science in Business Administration (BSBA) in Finance and Accounting from The Ohio State University’s Fisher College of Business in 1993. He formed his financial planning practice later that year with the Columbus office of Lincoln Financial Advisors after a two-year internship with the firm. Steve earned his Certified Financial Planner™ (CFP®) designation in 1997 – an extensive training and educational program that includes just 20% of all financial advisors. In 2005, he formed Kovalcik & Geraghty Wealth Partners LLP (KGWP) and is currently Co-Managing Partner. KGWP completed its transition to a Fee-Only planning practice in 2012 further reinforcing thei