As a Certified Financial Planner™, Spencer works directly with clients to create and maintain customized financial plans that address all aspects of a healthy financial life including investments, tax planning, risk management, retirement, employee benefits and estate planning. Spencer has spent his entire career in the financial services industry. He joined our Layton, UT office in 2017 following a successful business exit in the FinTech space. Away from work, Spencer is a textbook family man. Spending time with his wife, Whitney, and two children is truly what makes him happiest. When he’s not driving carpool he can be found fly fishing, skiing, cam