Silvio Cruz is a Senior Vice President and Managing Director in Global Product Strategy & Development. In addition, he is Managing Director of AllianceBernstein (Luxembourg) S.á r.l., which is licensed as a UCITS management company and an AIFM. Since 1996, Cruz has garnered experience in areas that include servicing cross-border retail, institutional and private client distribution channels, fund structuring, fund launches, fund governance, business strategy and oversight, product strategy and development, fund accounting, fund administration, custody and transfer agency activities in support of AB's investment-management and funds-related activities in Luxembourg, the UK, Ireland, Ja