Mr. Samuel A. Ramirez Jr. joined Ramirez & Co. as a managing director and fixed income specialist in July of 1992. During his over 30 year career at the firm, Mr. Ramirez, has led the development and growth of the Firm’s core divisions: institutional sales and trading, public finance, corporate banking, advisory, wealth management and institutional asset management. He has extensive industry knowledge and experience in managing financial businesses through various market cycles and conditions. His investment management experience includes a range of asset classes across the capital markets including municipal, corporate, mortgage, and government bonds, as well as TIPs and equities. In