Sal Geraci is one of the founding members of HHM Wealth Advisors, LLC (formerly, Evergreen Management, Inc.), an independent financial planning firm headquartered in Chattanooga, Tennessee. Sal’s expertise in conceptual financial planning is reflected in his educational and business background. He graduated from the University of New Orleans (UNO) with a Bachelor of Science in Accounting in 1968. Sal earned an MBA from UNO in 1971. He was then employed with a “Big 4” accounting firm specializing in tax and retirement planning while attending Loyola University School of Law and was awarded a Juris Doctor in 1976. Sal is both a Certified Public Accountant (inactive) and Certified Financial