Sal seeks to eliminate confusion through patient communication, and help his clients develop a relative certainty about their financial future. He believes that this is by its nature a personalized process, and designs guidance based on objective research, thoughtfully removed from bias and emotion. Sal continuously reviews and edits strategies, using them as a guide in decision-making as well as a gauge of progress. Sal began personally investing in 1978 and was originally licensed in Maine in 1995. Prior to this, in the 1980s and early 1990s, he owned and operated a company that coached brokers at firms such as PaineWebber, Smith Barney and Dean Witter. Sal is an in demand teacher and s