Ryan joined the Per Stirling team as a Partner in 2013. He has been in the wealth management profession since 2004 refining and taking clients through his comprehensive wealth management process, Beyond the Horizon. His process, which incorporates investment, tax, risk and income planning, provides clients a tangible roadmap to help them achieve their financial and lifetime goals. ‘Wealth management, at its core, is the integration of a multitude of separate disciplines to achieve two primary goals: financial freedom and lifetime achievement.’ First class client service, up-to-date industry knowledge and pro-active management are the pillars of Ryan’s wealth management philosophy. In March 2