Since 2000, I have been helping families manage the college planning process. Most importantly, helping them figure out how to best plan and pay for college without sacrificing retirement savings. I conduct workshops in high schools around the state on the topic of properly planning and paying for college, including admissions, financial aid, scholarships, and cash flow planning. On the retirement planning side of things, I am an Investment Advisor Representative with Retirement Wealth Advisors, Inc. and specialize in providing tactically managed investment portfolios for retirement and non-retirement funds. Tactical management seeks to maximize return and minimize risk within given asset cl