Rob Mangold, the Head of the Financial Planning Division at Greenbush Financial Group and a contributor to the Money Smart Board blog. As Lead Wealth Advisor, it is my responsibility to help clients create and execute financial plans. The most concerning topics for most people in and approaching retirement are finances and health care. With this in mind, in addition to some of the more common financial planning items like retirement projections, Social Security analysis, and investment management, we started including Medicare education and services in our planning for clients. Our holistic approach to planning for clients can simplify their lives as they have less providers the