Rick Hughes, a LPL Registered Representative with RHF and Zuk Financial Group, is located in Sunnyvale California. An Investment Advisor Representative (IAR), Rick holds his FINRA Series 7 through LPL Financial and 66 license through LPL and Valley Wealth Strategies. He is also licensed with the California Department of Insurance for Life, Disability, and Variable Annuities. Through his investment advisory and financial planning practice Rick represents a complete spectrum of Mutual Fund families, stock, bonds, annuities and life insurance programs. As an Investment Representative Rick offers both institutionally managed programs to his clients as well as fee-based consulting. Mr. Hughes