Rick is a Personal Financial Specialist and a member of the Financial Planning Association. In 1979, he co-founded Zainer Rinehart Clarke CPAs, one of Sonoma County’s premier accounting firms. Rick has more than 30 years experience advising clients on investment, business, and financial decisions. He earned a B.A. in Economics from Amherst College and holds an M.B.A. in finance from Wharton School of Finance, University of Pennsylvania.