Richard Young received a BA in Economics from the University of Cincinnati. He then worked 23 years for a Fortune 500 company. After taking early retirement, he started his financial business in 1996. In 2011, Richard began a strategic partnership with Mark Holmertz to service his clients now and in the future. He is currently focused on bringing in new clients. A comic by nature, Richard can always elicit a smile from clients and colleagues. Richard has been married for over 40 years, has two married adult children, and 8 grandchildren.