Many years ago, a finance professor and mentor piqued my curiosity with the idea of building wealth through consistent saving and smart investments. He directed me to study our capitalistic system and the philosophies of investors like Warren Buffett and John Templeton. Over the years I have seen the astounding benefits of owning great businesses over long periods of time. I am inspired each day to find investments that possess the enduring values needed to drive extraordinary returns. Richard’s take on optimism: I think optimism in investing is inherently tied to a strong belief in capitalism. It allows clients to accumulate the bountiful financial resources to live life to the fullest, ho