First meetings can often be awkward, formal, and reserved, but that is not the case with Richard Robbins. Richard will greet you with an enthusiastic handshake and a mile-wide smile that makes you feel like you’ve known one another for decades. Richard attended Texas A&M University, a school as rich in tradition as Luling, Texas, his small and charming hometown. At his job at one of the university’s retail stores, Richard learned how and why knowing your numbers is so vital to running a successful business. He thrived in his role and was later promoted to the buyer and general manager of all three locations. As his responsibilities grew, so did his skills in evaluating the cash flows