As the lead Financial Advisor, Rick pulls from more than 20 years' experience in the financial services industry to deliver financial planning, estate planning, employment plans, and investment services to individuals and local businesses. He holds a Bachelor of Science degree and Masters of Arts degree with a specialization in Organizational Development from Southern Illinois University Edwardsville. He began his career in 1990 with a local financial planning firm, later served as an independent financial planner and since 2002, has managed his own firm to help clients to meet their specific financial planning needs. He is one of the few members of the Royal Court*, an honor given to top