Bringing over two decades of technical skills in asset selection and portfolio management, Rich brings a unique perspective to the Coldstream team. A strong proponent of comprehensive financial planning with considerable focus applied to tax strategy and investment portfolio construction, Rich loves the challenge of a complex financial plan. Before joining Coldstream, Rich functioned as a consultant to professional investment managers, helping them develop their portfolio management systems, and worked with American Express as a Financial Planner, Portfolio Strategist and Training Manager. Rich earned a Bachelors of Science degree in Latin American Affairs from Ohio University. He also holds