Rebecca Hergenroeder, CFP®, ChFC®, REBC®, MSFS, earned a Bachelor of Science degree in Economics and Business Administration with a concentration in Finance from Towson University. She is a CERTIFIED FINANCIAL PLANNER™ certificant, having been awarded that designation by the Certified Financial Planner Board of Standards. She was also awarded the Chartered Financial Consultant (ChFC®) designation through the Huebner School of the American College in Bryn Mawr, Pennsylvania. In addition, she has earned the prestigious Master’s of Science in Financial Services degree (MSFS) and the Registered Employee Benefits Consultant (REBC®) designation through the American College. Individuals earning the