Randy Hardy is the President and CEO of Clune & Associates. Randy holds the Chartered Financial Analyst designation, and has been actively engaged in the investment management and financial planning industry since 1999. He is also a CERTIFIED FINANCIAL PLANNER™. Prior to joining Clune & Associates in 2009, Randy spent 10 years working for Loring Ward, a North American portfolio management and wealth management firm. While with Loring Ward, Randy lived in Toronto, Vancouver, Los Angeles, San Jose, and New York City. He was an Executive Vice-President responsible for business development and was also a member of their Investment Committee and its Executive Management Group. Randy ha