For the past twenty years, I have been committed to structuring our business as an investment fiduciary, one where the true best interest of the client is at heart. The tenaciously objective approach I employ with HFM is exactly the same as the process I take with flying. A wrong decision in the air can result in grave consequences. Like with investing, there are many unpredictable circumstances for which we have no control – extrinsic forces. The risk/reward trade-offs can only be controlled to a degree. Beyond that, everything else is left to experience and preparedness. Over the last 50 years and 3700+ hours of flying, I continually have to attend flight proficiency training classes an