I have been involved in the securities industry since 1979, beginning as an arbitrage specialist and floor broker on The Chicago Mercantile Exchange. Since then, I have gained experience and specialized training from the world's premiere financial institutions including Citicorp's North American Investment Bank (NAIB) and Barclays Bank PLC. I graduated with a Bachelor's Degree in Economics from Loyola University and attained my Master's Degree in Finance (MSF) from the College of Financial Planning. As a Board Certified Financial Planner, my goals are to continue working with individuals and small businesses that need my experience in analyzing both short and long term needs, and then fin