I am a Financial Advisor, Registered Investment Advisor (RIA) and an accredited Investment Fiduciary with more than 30 years of experience, along with a deep understanding of the financial markets. I help clients define and reach their financial goals by providing individually tailored advice. My expertise includes retirement planning, investments, insurance, tax planning, estate planning and debt management. I believe in taking a holistic approach when establishing financial plans. I work collaboratively with clients to increase understanding and knowledge about their financial position, and help guide them toward the best financial decisions in their journey toward financial security and i