I am a Director and Chief Investment Officer at Investment Quorum. I am also a member of the Investment Committee, and chairman of the Operations Committee. My responsibilities include the overseeing of the firm's strategic and tactical asset allocation for discretionary clients. Prior to joining IQ in early 2007 I spent 3 years with Morgan Stanley Quilter as an Investment Manager. I began my career in the financial services industry in 1972, where I joined Cazenove & Co. and held many positions over a 30 year period, including Investment Director, Fund Manager for the Cazenove Global Equity Fund, International Private Client Fund Manager and Partner's Assistant. I am a Member of the