I’ve been with Compass Investments since 2008, working with clients to create robust, diversified, tax-efficient portfolios designed to perform well in all types of market conditions. I enjoy meeting with and listening to clients, and I find it deeply satisfying to use my skills to help people meet their financial goals and create the lives they envision for themselves. I specialize in retirement planning and investment portfolio management, typically creating broadly diversified, low-cost, tax-efficient portfolios. For most of my clients, I use ETFs and no-load mutual funds, but for some – those who are interested in creating a long-term income stream – I may use individual dividend-payi