Managing investment risk is the cornerstone of Paul’s wealth management approach and his mantra. He points to the financial crash in October 1987 as the moment that shaped his overall approach to advising. He is outspoken about the importance of risk management to clients and with the staff. Paul brings significant insight and experience to every client relationship. His career began at Drexel Burnham Lambert and grew at IDS American Express, now Ameriprise Financial Inc., where he met Rick Stram. In 1997, Paul and Rick co-founded their firm, Marino, Stram & Associates. As a CERTIFIED FINANCIAL PLANNER® Practitioner, Paul is a Financial Planning Association and Financial Services Inst