Pam’s goal is to help clients turn their dreams into realities by helping them develop a thoughtful plan and giving them guidance to ensure that they follow the plan. As a Certified Financial Planner ® with over 15 year of personal financial planning experience, Pam understands the challenges people face when it comes to managing their financials and preparing for retirement. Beginning her career in the corporate sector, Pam transitioned to personal financial planning, undergoing an industry training program with Morgan Stanley in Newport Beach and then joining Zuk Financial Group in 2003. As an independent advisor, Investment Advisor Representative, Pam acts with a fiduciary mindset, alw