Becoming a millionaire was once an aspiration that today has become essential. As people live longer, the cost of living continues to rise and the government safety net becomes less secure, retirees need to build substantial assets to ensure a robust standard of living throughout their lifetimes. Otto Radtke provides professional investment advice and financial guidance for Americans across the United States. He is a Certified Plan Fiduciary Advisor with 20 years of experience creating and implementing plans that work. His team at Pence Wealth Management was listed in Barron’s 2021 Top 100 Private Wealth Management Teams.