Nigel founded Culross in 1992 and is the Chief Investment Officer. As CIO he is head of the Investment Committee and has final responsibility for investment selections and portfolio management. Nigel began his career in 1980 as a fixed income portfolio manager in the London investment office of the Insurance Company of North America. INA was one of the largest US P&C insurers with a large and far reaching international business. In 1982 INA merged with Connecticut General forming CIGNA and making it one of the world’s largest multi-line insurance companies. The London office managed over 20 large investment portfolios for CIGNA companies outside the US and invested primarily in govern