I absolutely love when discussing my professional background, people ask, “Why retirement plans?” Even more, I love when the question is delivered with personal biases or expectations as to how I will answer. And, I get it… The differences between a defined contribution and defined benefit plan does not immediately spur much of a response to most of us. But, let me ask just one question (which will ultimately lead to the “WHY” in why I do what I do): “What other professional service can better align employers and their workforce to collectively deliver both economic and social benefits to all parties involved?” Too often, the relationship between employer and employee is that of “give-tak