Mike Larriva began his financial planning career in the early 1990s. He has focused on developing a financial consulting practice aimed at helping individuals, physicians, and small business owners with their financial planning and investment needs. He believes one of the keys to client success is understanding core financial concepts and receiving objective advice. That comes from in-depth conversations with their advisor about planning, saving, investing, and giving back. “One of the things I often tell clients and prospective clients is the idea of thankfulness, or having an attitude of gratitude,” Mike said. “That idea came to me from my dad and my grandfather. There was some quiet mo