Michael has over 37 years of experience as an institutional portfolio manager, investment strategist, and chief investment officer. He co-founded the firm with Howard Perlow and Leslie Kautz in 2001. From 1997 to 2001, he was a partner at Asset Strategy Consulting and its successor. From 1993 to 1997, Michael was the director of investments for Blue Cross of California/WellPoint, Inc. Previous to 1993, he spent a total of 8 years as a bond and currency trader, and then as Chief Market Strategist with First Interstate Bank, Ltd. He started his career as a derivatives trader with Barclays Bank plc. Michael was an Adjunct Professor of Finance at Pepperdine University from 1991-2000 and at Lo