Mr. Payne joined STEELOAKS Investment Advisers, Inc. in February 2005 as President, Chief Investment Officer and Chief Operating Officer. As a member of the Investment Planning Group, Michael is responsible for setting the general parameters for the investment advice provided to the firm’s clients and supervises all Investment Management personnel providing investment advisory and portfolio management services. Michael also oversees the performance of the firm’s personnel engaged in processing account information, record keeping, as well as the design and implementation of the firm’s disaster recovery and contingency plan. Michael has over 15 years of business management, portfo