J. Michael Martin is President and Chief Investment Officer of Financial Advantage, Inc.. Martin and the firm have been rated among the best financial advisors in America by Worth Magazine, Medical Economics, Mutual Fund Magazine and Bloomberg Wealth Manager. A member of the National Association of Personal Financial Advisors since 1989, Michael served for three years on NAPFA’s Board of Directors. The first 14 years of his career were spent on Wall Street, where Mike held positions as Analyst, Research Director and Vice President for Standard & Poors and New York Stock Exchange Member Firms. Moving his family from New York to Baltimore in 1978, Mike joined T. Rowe Price, one of the c