Michael is the Founder and Chief Investment Officer at Sunpointe Investments. He has been advising clients for over 25 years. Prior to launching the firm, he was a Partner and National Segment Leader for the private wealth business at Mercer Investment Consulting, responsible for overseeing $8 billion. Michael fine-tuned his advisory skills as a Wealth Management Advisor with Merrill Lynch, a private banker with PNC Private Bank, and an investment analyst at a single-family office. This experience at a private bank, brokerage, and family office gave him different perspectives on the industry. He also spent several years prior to that as an entrepreneur, managing several retail businesses.