Martin A. Smith is a 25+ year veteran of the financial services industry and president of Wealthcare Financial Group, Inc. a retirement planning, investment management, and fiduciary consulting firm. He actively mentors and trains young African American advisors who are new to the financial services industry. He is also the founder of HBCU Legacy, LLC a robo-advisory firm that focuses on serving the investment needs of HBCU alumni and staff while also financially supporting their designated HBCU alma mater. Martin holds a Bachelor’s degree from Howard University and a master’s degree in commercial real estate finance from Georgetown University. He and his wife are the proud parents of sev