In 1976, the founding year of Finad, I was attending a grammar school that specialized in mathematics and sciences and had a wide range of potential job ideas: I saw myself as a pilot, an architect or a lawyer. An old friend from my scout troop ultimately motivated me to study law. My combined disciplines of mathematics and legal science taught me to analyze matters in a structured fashion. One of my strengths is to provide my clients with a comprehensive solution to financial, fiscal and legal issues, in a clear and succinct manner. After I started work in the Corporate Finance department of UBS, I was active in a wide range of areas within the financial sector. I found my job at Credit